Terms and Conditions

These “Terms and Conditions” regulate and controls your access and use of the www.littleloans.co.za (own and operated by ” I M Solutions LLC”) website an online platform that provide services which instantly match a consumers loan application to a qualifying lender by simply filling in a single application.”

Your accessing or using this website, deem to be your sole acceptance of these “Terms and Conditions” and our “Privacy Policy “. We highly recommend reading the following “Term and Condition” before using this site or use its services, if you don't agree with these "Terms and Conditions", you are suggested not to use our website.  

Use of any term like, "We", "Our", "Us" etc., in this "Term and Conditions" will be deemed to be a representation of “LittleLoans”.And the use of any term such as "You", "Your" “it’s” etc. in this "Terms and Condition" will deem to be a representation of the users of “LittleLoans".

We reserve the right, at our sole discretion, to change, modify, add, or delete portions of this “Terms and Conditions” at any time without further notice General.

1. General Use:

If you choose to use or visit www.littleloans.co.za (the “Site”) and any of the features of the website, it will deem to be your sole acceptance to abide by all of the terms of these “Terms and Conditions”.

We may change, modify, add or eliminate any portions of these Terms and Conditions at any time, which shall become effective instantly upon posting. The user should be concerned to review these Terms and Conditions prior to each use of the website and by continuous use of the www.littleloans.co.za, it will deem to be your sole acceptance to such modifications.

2. Disclaimer:

All information including these “Terms and Conditions” our “Privacy Policy” and other items contained in this website www.littleloans.co.za  provided are accurate and subject to change without any notice.

Under no circumstances we will be responsible for any loss or damage, including personal injury or death, resulting from anyone's use of our Website,

If you obtain this website link www.littleloans.co.za or any information contained in this site in any other place or website which nature and availability are not controlled by us, we are not responsible for any type of express or implied, about the accuracy, reliability or availability regarding with us or any other information and image or corresponding graphics on www.littleloans.co.za” for any purpose. Trusting on such information will be at your own risk. We will not be liable for any harm or damage, including indirect or considerable loss of data or interest arising out of or connecting with the use of www.littleloans.co.za.

We reserve the right to edit, change, modify or update information on our website without any prior notice. We also reserve the right, in our sole discretion, to reject your access to all or any part of the website at any time, for any or no reason, with or without prior notice, and without liability.

3. Copyright:

All content including but not limited to logo, image, trademark, service mark, design, icon, graphic, video, contents and all other information used on this website www.littleloans.co.za are legally owned by “I M SOLUTIONS LLC” and protected by the Copyright Act, 1978 of the Republic of South Africa

No Content may be modified, copied, distributed, framed, reproduced, republished, downloaded, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, without our permission. You may download or print a copy of any portion of the content from our website, only for the personal or non-commercial or education use. You may not republish any of our content on any other place of internet or extranet or incorporate the information in any other database or compilation. Any other use of the content is strictly prohibited.

Any personal or commercial use of any content, image, design, logo, videos, trademark, service mark or any other information inserted in this website is strictly prohibited to any unauthorized use. Any unauthorized use of such content, image, trademark, service mark, logo, icon, graphic, software and all other information appeared on this website www.littleloans.co.za, will deem to be a violation of  Copyright Act, 1978  and other applicable law of the Republic of South Africa.

4. Privacy:

You can view our Privacy Policy which is linked at the bottom of every page. By using the Website or the Service or our products, all the policy concerning you or any of our website users will be conducted by our "Privacy Policy" stated at the bottom of our website.

5. Eligibility and Registration Process:

To be eligible for registration and to apply for a loan on this Website and lawfully enter into and form contracts with us, you must need to be at least 18 years old and the age of majority (which one higher) and must be capable of entering into a binding contract.By using this Website, you represent and permit that you are capable of entering into this Agreement and to abide by all of the Terms of this Agreement. After Fillip and submitting information through our application form an account will be created for you on our website and you will be able to login via your ID number

You will be responsible for maintaining the confidentiality of your account information It's important that the information associated with your account is accurate and up-to-date, Including but not limited to a valid email account, bank name, valid address, phone number etc. We are not responsible for any loss that results from unauthorized use of your account with or without your knowledge.

Please make sure that all the details you provide to us for the purpose of registering or applying on the Website are true, accurate, current and complete in all respects

You authorize us to transmit your name, address and other personal information supplied by you (included updated information) to obtain information from third parties about you, including, but not limited to, credit reports and so that we may authenticate your identity.

6. Termination, Cancellation or suspension of User account:

“LittleLoans” may also terminate or suspend your user or membership account at any time, with or without cause or notice to you. We can prevent our website access or terminate our use to those users who supply or submit information or contents which:

Additionally, we reserve the right to terminate or suspend your access to the Website immediately and without notice to you, if you breach any terms of these “Terms and Conditions “or if you are impersonating any other person or entity

7. Prohibited Activities:

In using our website you must behave in a peaceful, civil, prudent and respectful manner at all times. Moreover, you will not and it is strictly prohibited to:

8. Limitation of Liability:

The liability of www.littleloans.co.za" shall be limited to you or any other person for any direct, indirect, or special damages or losses, resulting from the use our website.

Our liability for breach of these "Terms and Conditions" shall be limited to you, if such breach is related to the general use of our website and these “Terms and Conditions.

In relation to the use of our website:

  1. We reserve the right to restrict or limit its access or visibility or access to any users at any time.
  1. In no occasion is either party at risk or committed to the next gathering including third parties for any loss benefits, opportunity, business, goodwill or reputation, whether in contract, tort, in regardless of the fact that being educated of the likelihood of any such harms ahead of time.
  2. The liability of www.littleloans.co.za" shall be limited to you or any other person for any direct, indirect, or special damages or losses, resulting from the use or unable to use the website.
  3. These “Terms and Conditions shall be limited to, if any loss or damage arises by the reason of any theft of property belonging to the users or for any loss or damage, in which the Users have any contribution to such loss or damage.
  4. You acknowledge and agree that the “www.littleloans.co.za" is not responsible or liable for any threatening, defamatory, obscene, offensive or illegal content or conduct of any other party or any infringement of any other’s rights, including copyrights. If you are dissatisfied with any of the terms of our “Terms and Conditions” and “Privacy Policy”, the sole and exclusive remedy available to you is to discontinue using our website.

  1. You acknowledge and agree that the “www.littleloans.co.za" is not liable for negligence, misleading, fraudulent or any other illegal steps taken by the Affiliate agency or by the Lenders. Also, the "LittleLoans” will not liable for any mutual activity between you and the lenders which is illegal in nature or prohibited by any legal authority.
  2. We reserve the right, in our sole discretion to investigate and take legal action against anyone who violates our “Terms and Conditions” and “Privacy Policy”.
  3. Action pursuant to the Consumer Protection Act, The Electronic Communications and Transactions Act, The Protection of Personal Information Act etc.

9. Legal Limitations:

As some jurisdictions do not allow some of the exclusions or limitations as established in these “Terms and Conditions” some of these exclusions or limitations may not apply to you. In that event, the liability will be limited as far as legally possible under the applicable legislation. “www.littleloans.co.zamay plead these “Terms and Conditions” in a bar to any claim, action, proceeding or suit brought by you, against us for any matter arising out of any complaint or otherwise in respect of this “Terms and Conditions”.

10. Disputes Management:

If there is any dispute, claim or complain about or involving the use of our Website, it will be managed by our support center first. If matters progress to a legal stage then our attorney will arrange a time to talk to the user.

To the extent, any complaint, dispute or controversy regarding the use of our website isn’t arbitrable under applicable laws or otherwise, you and www.littleloans.co.za” both agree that any claim or dispute regarding our website will be resolved exclusively in accordance with these “Terms and Conditions”.

11. Governing Law and Jurisdiction:

The Website (www.littleloans.co.za) is controlled and operated in the territory of South Africa. So, these “Terms and Conditions" will be governed by and shall be construed in accordance with the relevant law of the Republic of South Africa which and where it applicable and needs to enforce these "Terms and Conditions” and our “Privacy Policy”.

If any part of these “Terms and Conditions” deemed to be unlawful, void, or unenforceable then that part will be deemed to be severable and will not affect the validity and enforceability of the remaining parts.

12. Indemnification:

All users shall indemnify, defend, and hold harmless“www.littleloans.co.za” and its representatives, partners, affiliates, employee or successors and permitted assigns from and against any and all claims, losses, expenses, damages, liabilities and costs, arising out of any claim, action, investigation made or instituted by any third party due to, or relating to your use of the “www.littleloans.co.za website in violation of this “Terms and Conditions” by you and/or any breach of your representations and warranties set forth in these “Terms and Conditions”.

13. Miscellaneous:

These miscellaneous provisions are part of just about every online “Terms and Conditions” to ensure its enforceability. You agree that no joint venture, partnership, employment, or agency relationship exists between you and “www.littleloans.co.za as a result of the “Terms and Conditions".  We have the sole discretion, to transfer or assign all or any part of our rights under these "Terms and Conditions” and will have the right to delegate or use third-party contractors to fulfill our duties and obligations under these "Terms and Conditions” in connection with using our website.

14. Third Party Link:

The Site “www.littleloans.co.za” may contain links to third-party websites or resources. You acknowledge and agree that we are not responsible or liable for the availability or accuracy of such websites or resources or for the content, products, or services on or available from those other websites or resources. Linking with that type of websites or resources does not intimate any affiliation with us of such websites or resources or the content, products, or services available from such websites or resources.

15. Change or Modification:

Time to time, with the needs of any necessary circumstances, these “Terms and Conditions” can be edited, modified, or changed without any prior notice. Your regular use of this site will indicate your consent to such changes. We the “LittleLoans” reserve the right to modify change and/or revise any part or all policies listed on the website. Such modifications and revisions are effective immediately upon publication or posting in the relevant areas of the website. Your continuous using of this site, indicate your acceptance of such modifications and revisions. We may also modify or discontinue our access with or without notice to you and without liability to you or any third party

16. Questionnaires and To Contact us:

Feel free to contact us if you have any questions regarding this Terms and Condition using the address below:

Email: info@littleloans.co.za

Address: Office 10, Level 1, Sharjah Media City, Sharjah, UAE

FYI: Please note the contents of this page can change without prior notice.

This Privacy Policy was last updated on Feb 5, 2018