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    A Life of Leverage: Is credit healthy or should I stick with cash?

    Is Credit Healthy or Should I Stick With Cash

    The days of cash transactions seem to be galloping off into the distance, as the credit craze takes over the world. The traditional concept of ‘living within our means’ has expanded into a blur of squiggly guidelines, as our wallets make room for more cards and fewer banknotes. Should we live frugally, within our means, […]

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    5 DIY Monthly-Essentials to Save Money

    5 DIY Monthly Essentials to Save Money

    With the economy leading to restless nights for all South Africans, saving money in any way is a priority. Unfortunately, monthly necessities still need to be bought no matter how your budget has shrunk. Cutting costs in any way possible can be a life saver for most, so we’ve compiled a list of do-it-yourself monthly […]

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    9 Easy Ways You Can Save Money Every Day

    10 Easy Ways You Can Save Money Every Day

    Have you finally decided to escape the rat race of life? Searching for that esoteric financial freedom that seems to just be eluding your grasp? We understand how frustrating rising debts can be, which is why we decided to give you 9-great money-saving tips to help. Although they may be small things, they add up […]

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    5 Money Hacks You Wish You Knew In South Africa

    5 Money Hacks You Wish You Knew In South Africa

    As beautiful as South Africa is – it has its flaws. A prime example would be our slowly degrading economy. You may be struggling with the skyrocketing food, water, and electricity bills – however, Little Loans is here to help you. We decided to list 5 money saving hacks that you may not be aware […]

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    Top 15 Tips on How to Avoid Getting into Debt

    Nothing is more exasperating than constantly getting phone calls, emails or sms texts from your creditors reminding you yet again, that you’re behind on your debt repayments. While you’re well within your rights to get annoyed at this, you have to admit that your creditors are simply doing their job, and perhaps it’s about time […]

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    The Consumer Protection Act: 5 Things South Africans Need to Know

    Consumer Protection Act: 5 Things Consumers Should Know

    The South African economy, like its people, is filled with beautiful diversity and unquenched energy.  Holding on to the hope of a better tomorrow, it refuses to stay down when the going gets tough.  In a resource-rich rainbow nation, South Africans are a driven, tenacious and innovative bunch; and this clearly filters into how we […]

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    10 Creative Ways to Save Money

    Creative Ways to Save Money

    Let’s face it, while saving money seems like it should be simple, we all struggle with it, and South Africans in particular seem to have a harder time than most. While we all start off with the best of intentions, it seems that there are always unexpected expenses that crop up each month and snatch […]

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    5 Side Hustles that Really Work

    5 Side Hustles That Really Work

    The South African economy has taken a few knocks over the last few years, and it can feel like the rich are just getting richer, while everyone else is just struggling more and more every day to put food on the table. Even those of us with decent jobs are feeling the pinch more, and […]

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    Here’s How to Get a Personal Loan

    Here's How to Get a Personal Loan

    There are so many things that can get in the way of you achieving your dreams. Sadly, for you and many others, the number one obstacle is usually not having enough money. It can be incredibly hard to get ahead in life without being on stable ground when it comes to your personal finances. What […]

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    Should I Take Out a Personal Loan for Home Improvement Services?

    Should I Take Out a Personal Loan for Home Improvement Services?

    Every now and then, a home improvement project becomes a necessity. However, a problem lies in trying to find adequate funds for such a project. While it’s ideal to pay for home improvement services by saving up money and paying straight out of pocket, doing so is not always a realistic option. If paying directly […]

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    Can My Heirs Inherit My Debt?

    Can My Heirs Inherit My Personal Loan Debt?

    When you’ve lived a fruitful and productive life, passing on a legacy to your loved ones is the most beautiful way for you to be remembered. The last thing you’ll want to do is pass on lots of debt. It’s sad but true that some people who have racked up personal loan debt end up […]

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    What Are the Benefits of Personal Loans?

    benefits of personal loans

    Loans have gotten a bad rap lately. Warnings of excess spending and crippling debt have left many consumers afraid to borrow money. Taking on excessive debt can be a poor financial decision, but at the end of the day, debt is a fact of life for many people. For instance, in South Africa 23.8 million consumers […]

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    Instant Loans Vs Credit Cards: What’s Best For You?

    Instant Loans Vs Credit Cards: What's Best For You?

    So you’ve got a big purchase coming up and you’re not sure how you’re going to pay for it. Is it better to take out instant loans or to use a credit card? Instant loans and credit cards both have their strengths and weaknesses and can be used for many different reasons. Depending on your […]

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    Be Your Own Financial Planner With These Great Tips

    Be Your Own Financial Planner With These Great Tips

    Taking care of your finances can sometimes be overwhelming and hard to manage. But it is essential if you want to feel secure and safe with your financial situation. With South Africans being considered “the world’s worst savers,” according to statistics collected by the Reserve Bank, it’s no surprise that only 6% of South African […]

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    How to Get the Most From Your Short Term Loan

    How to Get the Most From Your Short Term Loan

    Whether you run a small business, or just need some extra cash, at some point you may need a short term loan. Needing a little extra money to get through a rough period can happen to anyone. Luckily, getting a short term loan has never been easier. However, getting the loan isn’t the issue for […]

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    7 Common Reasons Why People Need Fast Loans

    7 Reasons Why People Need Fast Loans

    Let’s just put this out there: unless you’re a trustafarian (see trust fund baby) or the money tree magically shakes its branches for you every time a bill arrives in the mail, you’ve seen the darker side of needing fast loans. We’re here to tell you that you’re not alone. Don’t be ashamed. A LOT of […]

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    What You Should Know About Pay Day Loans in SA!

    Everything You Need To Know About Pay Day Loans in South Africa

    We have all found ourselves strapped for cash, having more cash flowing out than flowing in at a given time. This is made worse when there is more month than there is money, and a sudden medical emergency pops up or your house is overflowing after the geyser exploded. These situations can feel hopeless when […]

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    Short Term Emergency Loans Are a Lifeline for the Unemployed

    Short Term Emergency Loans Are a Lifeline for the Unemployed

    No human can prepare for everything life brings and this includes financial hardship resulting from losing a job. South Africans who find themselves unemployed are not alone. Being without a job can cause financial struggles and immense personal stress. Are you looking for some options and are unsure where to start? Have you ever considered emergency loans? […]

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    10 Things You Should Know About Payday Loans

    10 Things You Should Know About Payday Loans

    Did you know payday loans make up about 67 percent of all credit held by South Africans between ages 25-39? Regardless of your views on payday loans, there is no doubt they play an important role in the lives of thousands – possibly millions – of people. Seriously, think about it: Perhaps you’re in an […]

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    Questions To Ask Before You Take Out A Loan

    Take Out a Loan

    People take out personal loans for a variety of reasons. But, whether you need a payday loan to cover an unexpected expense or financing for a big purchase, it’s crucial to take everything into consideration before you go ahead. That means gathering as much information as possible about repayments, interest fees, and what happens if you default. To […]

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    Should I Take Out Loans To Pay Off Debt?

    loans to pay off debt

    Are you one of nearly 12 million South Africans using a credit card? Then you are probably very familiar with the interest rate hikes and the high levels of personal debt in the country. You may have considered using personal loans to pay off debt. You might want to do this to consolidate debt from […]

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    5 Big Mistakes People Make With Short Term Loans

    Short Term Loans

    It doesn’t matter if it’s a sudden trip to the emergency room or a broken down car. Something will eventually pop up that you’re not financially prepared for. Even if you’re responsible with money, there’s no guarantee you’ll have enough to cover the cost. After all, there are bills to pay, people to feed, and materials […]

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    13 Benefits of Working From Home

    Benefits of Working From Home

    You can build a better future by working from home! In recent years there has been a tremendous shift in how work is being done. Traditional ways of working – whether it’s people, hours, systems, or tools – are being confronted with fresh and innovative thinking when it comes to making a living or building […]

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    3 Steps to Becoming Debt Free

    How I Got Out of Debt

    Up until the age of 26 I had absolutely zero debt & couldn’t understand why people bought stuff they couldn’t afford in the first place. Then it all happened at once, my business took a major financial hit & I couldn’t afford the standard of life I was accustom to. No more spending tens of thousands […]

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    15 Legit Ways to Make Money Online in SA!

    So let’s get this right.. you’re from South Africa? you want to make money fast? and perhaps you’d like to do it online? While here are 15 scam-free ways to make money online: Win Free Stuff With JustPlay In South Africa we are blessed with a little company called JustPlay who has over 1,000,000+ users (which I […]

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    HOW TO SAVE MONEY: 7 Best Money Savings Tips

    Your financial independence is not determined by how much money you can earn but rather by how much money you can save. Saving like anything else is a habit that can be learned or unlearned but nonetheless should be your #1 Priority. After-all what’s the point of working month-after-month and never having any assets to show […]

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    Debt Review Process, Fees & Disadvantages

    Debt Review

    Does the end of the month gallop around too quickly as the countdown to payday creeps slowly along? Are you overwhelmed by debt and not sure what to do about it? Keep reading, because South Africa has a solution in place for those struggling under the weight of overindebtedness. It’s called Debt Review. Debt Review […]

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    Little Loans Now Just Got a Little Bigger for all South Africans

    LittleLoans Just Got a Little Bigger Press Release

    Margate, KwaZulu-Natal, XX November 2016: LittleLoans has been so efficient finding loans for South Africans that they’ve decided to increase their limit to R8 000! Deciding what short-term loan to choose can be extremely tricky when you consider the varied players in the financial game, reputations of loan institutions, and numerous repayment options (hidden in […]

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    State of Consumer Credit

    Consumer Credit

    The state of the South African economy and news about consumer debt is all around. But many South Africans do not realise the impact the economy has on their debt, and the impact their debt has on the economy. How can we go about making the change?

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    When life happens, you start to wonder!

    When Life Happens

    The extraordinary minds at LittleLoans South Africa has put together a silly little advert using snippets of a viral video portraying an incident that could possibly go wrong at work that will result in you needing a short term loan.

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    Loans for People with Bad Credit

    To obtain a loan in South Africa can be difficult and complicated, even at the best of times! If you have bad credit or are blacklisted and in the market for a bad credit loan chances are 1 of 2 two things are going to happen: You will be scammed into a ‘Loan Finding’ service […]

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    7 Super Dumb things you waste your money on monthly

    Dumb Things You Waste Your Money On

    Too much month at the end of your money? Dear South African citizen, you’re not alone. According to statistics released by the Reserve Bank, South Africa has one of the worst savings rates in the world. And it’s getting worse. Reading a headline such as ‘South Africans Among the World’s Worst Savers‘ shouldn’t come as […]